April 17 2016 Breaking Free From Debt

BREAKING FREE FROM DEBT

Proverbs 21:20 & Selected - When your outgo exceeds your income your upkeep will be your downfall.

Proverbs 21:20 (Living Bible) "The wise man saves for the future but the foolish man spends whatever he gets. "

(The Good News) "Stupid people spend their money as fast as they get it.,,

Proverbs 27:20 (Good News) "Human desires are like the world of the dead - there is always room for more. "

1. Having more things will make me MORE HAPPY.

Ecclesiastes 5:10-11 "He who loves money shall never have enough. The foolishness of thinking that wealth brings happiness! The more you have, the more you spend... " 

Ecclesiastes 6:9 "It is better to be satisfied with what you have than to be always wanting something else. " 

2. Having more things will make me MORE IMPORTANT

Luke 12:15 "Be on your guard against greed in any shape or form. For a man's real life in no way depends on the number of his possessions."

3. Having more things will make me MORE SECURE

Proverbs 11:28 "Those who depend on their wealth will fall like the leaves of autumn. " 

Proverbs 19:18 (Living Bible) "The rich man think of his wealth as an impregnable defense, a high wall of safety. What a dreamer!"

1 Timothy 6:9 "When we long to be rich we are a prey to temptation We get trapped into all sorts of foolish and dangerous ambitions which eventually plunge us into ruin. '

HOW DO YOU ENJOY LIFE MORE ON LESS?

1. I find my happiness in HELPING OTHERS.

Acts 20:35 "Jesus said, 'There's more happiness in giving than in receiving"'.

Matthew 5:6 "Happy are those whose greatest desire is to do what God requires; God -will satisfy them fully. "

2. I find my self-worth in KNOWING GOD.

Isaiah 43:4 "God says, 'You are precious in my sight!"' 

Matthew 6:26""Your heavenly Father feeds the birds. Are you not more valuable then they?',

Romans 5:8 "The proof of God’s amazing love is this: while -we were sinners Christ died for us. .

3. I find my security in TRUSTING GOD.

Hebrews 13:5 (Good News) "Keep your lives free from the love of money and be content with what you have, because God has said, I will never leave you nor abandon you. "

January 11 2015 Getting Unstuck In My Finances

GETTING UNSTUCK IN MY FINANCES

Owe nothing to anyone except love.” -Romans 13:8

Debt Danger Signs

• Living on credit instead of PAYING CASH.
• Delaying payments or paying THE MINIMUM DUE.
• Unable to TITHE or SAVE.
• Extravagant Spending
• Looking for GET RICH QUICK SCHEMES.

NINE STEPS OUT TO BECOMING DEBT FREE

1. COMMIT TO BECOMING DEBT FREE NOW!

“The wicked borrow and never repay, but the godly are generous givers.”- Psalm 37:21

2. LIST ALL I OWN & ALL I OWE.

“By wisdom a house is built, and through understanding it is established.”- Proverbs 24:3

3. HAVE A SALE!

“Get rid of your idols...”- Ezekiel 20:7

4. START PAYING GOD & YOURSELF FIRST.

Mathew 3:8-11, Proverbs 3:9-10, 1 Corinthians 16:1-2 - Tithing & Saving

“The purpose of tithing is to teach you always to put God first in your lives.”- Deuteronomy 14:23

Definition of UnStuck: Moving forward in my life because I am willing to give God complete control.

5. SET UP A REPAYMENT PLAN.

“Good planning and hard work lead to prosperity…’’- Proverbs 21:5

“Get advice if you want your plans to work.” - Proverbs 20:18

6. DECIDE TO DO IT IN HALF THE TIME!

“What is impossible from a human perspective is possible with God.” - Luke 18:27

7. SHARE MY PLAN WITH MY MY CREDITORS.

“When the ways of people please the LORD, he makes even their enemies live at peace with them.”- Proverbs 16:7

8. ADD NO NEW DEBT!

“Be satisfied with what you have. . .”- Hebrews 13:5

9. STICK TO IT AND TRUST GOD!

Memory Verse: “Let us not get tired of doing what is right, for after a while we will reap a harvest of blessing if we don’t get discouraged and give up.”- Galatians 6:9

“We owed a debt because we broke God’s laws. That debt listed all the rules we failed to follow. But God forgave us and took away that debt and nailed it to the cross.”- Colossians 2:14

August 3 2014 My Finances

My Finances

Matthew 11:28 “Then Jesus said, ‘Come to me, all of you who are weary and carry heavy burdens, and I will give you rest.’”

Proverbs 9:6 “Leave your foolish ways behind, and begin to live; learn how to be wise.”

TO MOVE FROM STRESS TO REST IN MY FINANCES

1. I LIVE DEBT FREE

Proverbs 22:7 “The rich rule over the poor, and the borrower is slave to the lender.”

Recommended Resource: "The Total Money Makeover", by Dave Ramsey

2. I SET ASIDE THREE TO SIX MONTHS OF LIVING EXPENSES IN SAVINGS

Proverbs 21:5 “Plan carefully and you will have plenty; if you act too quickly you will never have enough.”

Proverbs 21:20 “……stupid people spend their money as fast as they get it.”

3. I return 10% of my income to God

Malachi 3:8-10 “Will a man rob God? Yet you rob me. But you ask, ‘How do we rob you?’ In tithes and offerings. You are under a curse - the whole nation of you - because you are robbing me. Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this,’ says the LORD Almighty, ‘and see if I will not throw open the floodgates of heaven and pour out so much blessing that you will not have room enough for it.’”

Matthew 23:23 (Jesus) “Yes, you should tithe, and you shouldn’t leave the more important things undone either.”

4. I BUILD wealth for God's glory

Proverbs 21:5 Good planning and hard work lead to prosperity...”

Proverbs 21:20“The wise have wealth and luxury, but fools spend whatever they get.”