April 17 2016 Breaking Free From Debt

BREAKING FREE FROM DEBT

Proverbs 21:20 & Selected - When your outgo exceeds your income your upkeep will be your downfall.

Proverbs 21:20 (Living Bible) "The wise man saves for the future but the foolish man spends whatever he gets. "

(The Good News) "Stupid people spend their money as fast as they get it.,,

Proverbs 27:20 (Good News) "Human desires are like the world of the dead - there is always room for more. "

1. Having more things will make me MORE HAPPY.

Ecclesiastes 5:10-11 "He who loves money shall never have enough. The foolishness of thinking that wealth brings happiness! The more you have, the more you spend... " 

Ecclesiastes 6:9 "It is better to be satisfied with what you have than to be always wanting something else. " 

2. Having more things will make me MORE IMPORTANT

Luke 12:15 "Be on your guard against greed in any shape or form. For a man's real life in no way depends on the number of his possessions."

3. Having more things will make me MORE SECURE

Proverbs 11:28 "Those who depend on their wealth will fall like the leaves of autumn. " 

Proverbs 19:18 (Living Bible) "The rich man think of his wealth as an impregnable defense, a high wall of safety. What a dreamer!"

1 Timothy 6:9 "When we long to be rich we are a prey to temptation We get trapped into all sorts of foolish and dangerous ambitions which eventually plunge us into ruin. '

HOW DO YOU ENJOY LIFE MORE ON LESS?

1. I find my happiness in HELPING OTHERS.

Acts 20:35 "Jesus said, 'There's more happiness in giving than in receiving"'.

Matthew 5:6 "Happy are those whose greatest desire is to do what God requires; God -will satisfy them fully. "

2. I find my self-worth in KNOWING GOD.

Isaiah 43:4 "God says, 'You are precious in my sight!"' 

Matthew 6:26""Your heavenly Father feeds the birds. Are you not more valuable then they?',

Romans 5:8 "The proof of God’s amazing love is this: while -we were sinners Christ died for us. .

3. I find my security in TRUSTING GOD.

Hebrews 13:5 (Good News) "Keep your lives free from the love of money and be content with what you have, because God has said, I will never leave you nor abandon you. "

November 15 2015 Managing My Money

MANAGING MY MONEY

Wiser- Part 5 of 8

FIVE FOUNDATIONS FOR FINANCIAL FREEDOM

Rule #1: Keep Good Records

Proverbs 23:23 (LB)"Riches can disappear fast ... so watch your business interests closely. Know the state of your flocks.  "

Proverbs 23:23 (LB)"Get the facts at any price!"

Rule #2: Plan Your spending

Proverbs 21:5 (GN) Plan carefully  and you will have plenty; if you act too quick, you will never have enough.  "

Proverbs 21:20 (GN)". . . stupid people spend their money as fast as they get it.  "

Rule #3: Save For the Future

Proverbs 21:20a (LB)"The wise man  saves for the future. . . "

Proverbs 13: 11 (Jerusalem Bible) "He grows rich who accumulates little by little.              

Rule #4: Enjoy What your already have

Proverbs 21:17 (Good News) "Indulging in luxuries, wine and rich food will never make you wealthy. 

Hebrews 13:5 "Be content with what you have. .  

Rule #5: Give At least 10% back to God

Memory Verse: Proverbs 3:9-10 (LB) "Honor the Lord by giving Him the first part  of all your income and He will fill  your barns to overflow. 

Proverbs 10: 16 (Living Bible) "The good man's earnings advance  the cause of righteousness. 

Proverbs 22:9 "A generous man will leave God's blessings.  

Isaiah 55:2  Why spend money on what does not satisfy. "

January 11 2015 Getting Unstuck In My Finances

GETTING UNSTUCK IN MY FINANCES

Owe nothing to anyone except love.” -Romans 13:8

Debt Danger Signs

• Living on credit instead of PAYING CASH.
• Delaying payments or paying THE MINIMUM DUE.
• Unable to TITHE or SAVE.
• Extravagant Spending
• Looking for GET RICH QUICK SCHEMES.

NINE STEPS OUT TO BECOMING DEBT FREE

1. COMMIT TO BECOMING DEBT FREE NOW!

“The wicked borrow and never repay, but the godly are generous givers.”- Psalm 37:21

2. LIST ALL I OWN & ALL I OWE.

“By wisdom a house is built, and through understanding it is established.”- Proverbs 24:3

3. HAVE A SALE!

“Get rid of your idols...”- Ezekiel 20:7

4. START PAYING GOD & YOURSELF FIRST.

Mathew 3:8-11, Proverbs 3:9-10, 1 Corinthians 16:1-2 - Tithing & Saving

“The purpose of tithing is to teach you always to put God first in your lives.”- Deuteronomy 14:23

Definition of UnStuck: Moving forward in my life because I am willing to give God complete control.

5. SET UP A REPAYMENT PLAN.

“Good planning and hard work lead to prosperity…’’- Proverbs 21:5

“Get advice if you want your plans to work.” - Proverbs 20:18

6. DECIDE TO DO IT IN HALF THE TIME!

“What is impossible from a human perspective is possible with God.” - Luke 18:27

7. SHARE MY PLAN WITH MY MY CREDITORS.

“When the ways of people please the LORD, he makes even their enemies live at peace with them.”- Proverbs 16:7

8. ADD NO NEW DEBT!

“Be satisfied with what you have. . .”- Hebrews 13:5

9. STICK TO IT AND TRUST GOD!

Memory Verse: “Let us not get tired of doing what is right, for after a while we will reap a harvest of blessing if we don’t get discouraged and give up.”- Galatians 6:9

“We owed a debt because we broke God’s laws. That debt listed all the rules we failed to follow. But God forgave us and took away that debt and nailed it to the cross.”- Colossians 2:14